Services MFS Estate Agents

Mortgages

We pride ourselves on working with every lender who lends against UK property – these range from the High Street Lenders, Specialist Banks and Private Banks. At MFS we are committed to keeping our clients informed – but we want that information to be as helpful and accurate as possible. We don’t publish the ‘Best rates’ tables you find on most brokers’ websites. They are misleading, circumstantial and only showcase a limited panel of lenders. Our expert Southall based advisers are all paid a salary – and not commission – which means you can have confidence that the only interests they’re working for are yours. Our independent mortgage advisers will undertake a comprehensive search of the market and pick out a deal that’s right for your circumstances. We are fully accredited and regulated by the FCA. On some mortgage applications, we receive a commission fee from the lender on completion. This is separate from our administration fee and is an additional fee we receive.

Insurance

At MFS we can provide you with the following types of insurance: - Landlord Household Insurance, Owner Occupier Insurance, Commercial Property Insurance, Life Insurance. We offer comprehensive insurance policies at very competitive rates. We provide policies for properties Let to: - Professional people, DSS Tenants, House of multiple occupancy. We can also arrange Landlord Legal Expenses Cover as well as providing insurance for Unoccupied Properties.

Owner Occupier Insurance

Buildings & Contents Insurance cover to suit your needs and requirements including: - Buildings and contents insurance with the option of personal possession cover. Buildings cover only with the option of accidental damage. Contents cover only with the option of accidental damage. Monthly or Annual payment method available.

Public Liability cover

Commercial Property Insurance We can arrange comprehensive cover for most commercial properties including: - Offices, Warehouses, Restaurants.

TENANT FIND: One month of rent + VAT

• Marketing and accompanied viewings
• Tenant referencing and Right to Rent checks
• Preparation of all legal documentation including the Tenancy Agreement
• Check in and Check out at the property
• Register the deposit with the Deposit Protection Service
• Advise all relevant utility providers and local Authority of changes
• Collection of first months' rent and remit to landlord, less fees

RENT COLLECTION: 8% of rent + VAT

• Marketing and accompanied viewings
• Tenant referencing and Right to Rent checks
• Preparation of all legal documentation including the Tenancy Agreement
• Check in and Check out at the property
• Register the deposit with the Deposit Protection Service
• Advise all relevant utility providers and local Authority of changes
• Collection of first months' rent and remit to landlord, less fees

FULLY MANAGED: 10% of rent + VAT

• Deal with the day-to-day management of the property, liaising with both landlords and tenants
• Arrange routine repairs and instruct approved contractors
• Collect and remit the monthly rent received, less fees and any works invoices
• Pursue non-payment of rent and provide advice on rent arrears action
• Annual Rent Reviews
• Service of all Notices
• Provide annual statement of income and expenditure for tax purposes
• Submission of non-resident landlord receipts to HMRC (quarterly and annually)